Home / Pakistan / Prime Minister’s Youth Business Loan Scheme Form Conditions
Prime Minister’s Youth Business Loan Scheme Form Conditions

Prime Minister’s Youth Business Loan Scheme Form Conditions

Prime Minister’s Small Business Loan Scheme
Salient Features
Brief Description Small business Loans will focus on (but will not be restricted to unemployed youth, especially educated youth looking for establishing or extending business enterprises.
Eligibility criteria All Men/Women holding CNIC, aged between 21 and 45 years with entrepreneurial potential to apply from designated branches mapped with area of residence/business.
Security Requirements One Guarantor
Permissible Collaterals Business hypothecation
Focus on women 50% of loans will go to women borrowers.
Debt-Equity ratio 90:10
The borrowers’ contribution of equity would be in the form of cash or immovable property and will be required after approval of the loan.
Loan Period Tenor of loan will be 7 years with 1 year grace period. Loan tenure will start after completion of grace period.
Pricing 8% fixed of borrower. Government will pay the difference of the cost of KIBOR + 500 bps.
Risk mitigation Government will share 50% of losses subject to a maximum of 10% of the loan amount.
Number of loans 100,000
Size of Loan Upto Rs 2,000,000 (Twenty Lacs)
Allocation in budget 2013-14 Rs. 5 Billion
Executing agency IIn the first instance, National Bank of Pakistan (NBP) and First Women Bank Limited (FWBL) under the guidance and supervision of State Bank of Pakistan( SBP) to ensure participation of private banks:a) Private banks will be required to participate in this scheme on the basis of soundness of business proposals; andb) SBP will encourage private banks to build this portfolio commensurate with their size.

c) SBP will arrange appropriate training for private banks to implement this scheme.

d) NBP will continue to play the lead role

Sectors and Products All sectors. Standardized schemes /projects/undertakings will be designed by SMEDA, projects designed by private sector service providers or individuals themselves will also be admissible.Role of SMEDA:a) The 50 feasibilities prepared and uploaded by SMEDA will b extensively publicized and their access to public made easier through multiple linkages with other relevant websites.

b) SMEDA will work closely with Punjab Information Technology Board (PITB) to ensure that the schemes are accessible to those who participate in PITB survey.

Application Form The Form would be both in English and Urdu, and required minimum essential information with simple format.The processing time will not exceed 15 days and will be so stated clearly in the application form; andThe form would be readily available both in branches and through dedicated websites of the banks.

Non- refundable form processing fee will be Rs. 100 (One Hundred)

Monitoring SBP will publish consolidated information about the loans extended under the scheme for information of the public on quarterly bases on its website;An effective Complaints Center to process and resolve complaints will be set up;E-government directorate of Ministry of IT will provide support
Geographical Distribution Whole of Pakistan. In case of Baluchistan, at least one branch of NBP will be designated per Division.All non-designated branches will also provide and receive filled application forms and dispatch them to the nearest branches.

 click here to download  form (NBP)

 click here to download form (FWBL)

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30 comments

  1. Rai Muhammad Aslam 03007844219

    nice program

  2. I am very very thank full to Prime Minister of Pakistan Mr. Nawaz Shareef Sahib who introduce this loan scheme i m also needy person for this scheme so please give me chance in this scheme.
    Thanks & Regards
    Fida Hussain Shah

    • Naseem Khan

      I am very thank full to Prime Minister of Pakistan Mr. Nawaz Shareef Sahib who introduce this program. so please give me chance in this scheme.
      Thanks & Regard

      03009858214

  3. ITS SO GOOD PROGRAM OF YOUTH SUCH AS FOR TELENTED YOUTH OF PAKISTAN AND I PRAY ALMIGHTY ALLAH THAT IN FUTURE IT GET PROGRESS BEYOND ITS EXPECTATION AMEEN

  4. i would like to thanx our prime minister Mian Muhammad Nawaz Sharif who introduced this scheme for students and uuemployed People who can start their own small business by getting this loan.

    THANKS & BEST REGARDS,

    MUHAMMAD ADNAN SARDAR
    MBA FINANCE
    0346-4027064

  5. MAZHAR MAHMOOD AWAN

    i appreciate prime minister programe , God success this scheme

  6. i appreciate prime minister scheme

  7. my name is awais babar i can need some loan 2 established my business pls tel me any one what a proceger of this loan.

  8. I am very very thank full to Prime Minister of Pakistan Mr. Nawaz Shareef Sahib who introduce this loan scheme. sir ham ko aap se loan cahey hamare waled ke amdni itne nahi hai or hamare ghar ke halat boht karab hain ham hamare walda bemaar rehte hain 4 sisters hain or 2 college students hain is leye ham buteek ka business karna cahte hain take hame ghar ke halat theek ho jae or apni taleem kud complete karn plz ham ko inta loan dedejy ke ham bukeet ka business kar sake plz plz plz reply sir. 03154918234

    • Gurya Allah will help you….my name is arsalan farooq from shahzada builders…..nw you are in my prayers….apko suggesstion deni thi apnay apna cell number display kya hai iska miss use ho sakta hai apna sirf email id dya karain…agar koi help chahiyay huwi tau bataana mai zaror try karoonga apki…namaz ki pabandi kro aur Allah k hazoor maango Allah pak assaani farmayega aur apki mama ko b Allah pak sehat day ameen aur meray liyay b dua kar daina.Allah hafiz 0321-9422999
      0300-9492999
      0321-4511775

  9. I am very very thank full to Prime Minister of Pakistan Mr. Nawaz Shareef Sahib who introduce this loan scheme. sir ham ko aap se loan cahey hamare waled ke amdni itne nahi hai or hamare ghar ke halat boht karab hain ham hamare walda bemaar rehte hain 4 sisters hain or 2 college students hain is leye ham buteek ka business karna cahte hain take hame ghar ke halat theek ho jae or apni taleem kud complete karn plz ham ko inta loan dedejy ke ham bukeet ka business kar sake plz plz plz reply sir. 03154918234

  10. sir i want tak a lon so plz help me i m very povr boy plz help me i want to stady and opin our business

  11. Rana Tariq mehmood

    i would like to Appriciate our Prime Minister.has Done phenominal Job for youth.this is one of the Realistic action taken by the government for the public of pakistan we badly need such typ of decision from our favourite government.Highly APriciate………superb i must say

    Regards,
    Tariq Rana

  12. my dears,,is baar b wahi hoga,jo is is se pehle k programs mai hua hai,,,wahi apne janne waloon aur sifarishi logon ko milegay,aur is program mai loan hasil krne k lye jo criteria rakha hai,,,is se to pata chalta hai ki ye gariboon k lye nai balki ameeroon k lye hi hai,,,

  13. sir im very pleased to know about yours scheme announcement.its so good and benificial scheme which give the oppertunity for the deserving peoples…who hve alot of dificulty in their lives…..i pray almighty that in future it get progress……..thankyou sir

  14. kam acha hai bus shafafiyat ka khas khayal rakha jaye

  15. i am interested to get loan.

  16. Fareed Muhammad Azhar

    Aslamualikum
    I would like to thanks to prime minister of Pakistan mian Muhammad Nawaz Sharif who introduced very nice and very good program of youth of Pakistan who can start their own small business by getting this loan
    Thanks and warm regards,
    Fareed Muhammad
    0336 1402684
    0333 6447620

  17. pm loan k fprm kis site se download ho gay ya phr kis site se online apply kiya ja sakta hai rep me plzzzzzzzzzzzz

  18. pm loan k form kis site se download ho gay ya phr kis site se online apply kiya ja sakta hai rep me plzzzzzzzzzzzz

  19. Aslamualikum
    I would like to thanks to prime minister of Pakistan mian Muhammad Nawaz Sharif who introduced very nice and very good program of youth of Pakistan who can start their own small business by getting this loan
    Thanks and warm regards,
    Farrukh Butt
    Chakwal

  20. Such a nice scheme …thanks to pm

  21. Aslamualikum
    I would like to thanks to prime minister of Pakistan mian Muhammad Nawaz Sharif who introduced very nice and very good program of youth of Pakistan who can start their own small business by getting this loan.sir i m very poor my father selery is very low plz kindly give me loan

    Thnax

  22. Salam o alikum.sir I need loan . I really need it.plz help me

  23. dear sir, idia acha he awam ka pesa awam ke leye for example.agar 200 crore aplication ho to 100 rupee par aplication khazane main jama huwa to 2000000000 crore bane ge .so awam bhi khosh ap bhi khush

  24. dr.muhammad akbar naz

    aslam ualikum prime minister of pakistan mian muhammad nawaz sharif sb.that program very good for youth.0300 7747233 0546 570033 0546 570040

  25. sir, Thank you so much for announcing the loan scheme, I am also the needy person , I want to continue my studies and now i can’t pay the remaining fee . please sir give us the loan opportunity as soon as possible.

  26. sir, Thank you so much for announcing the loan scheme, I am also the needy person , I want to continue my studies and now i can’t pay the remaining fee . please sir give us the loan opportunity as soon as possible. I request you to give us this loan opportunity as soosn as possible because from march, 2014 I will give next semester fee. I request you please don’t take lightly it.

  27. please Sir take it seriously and and forward it.

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